Finally got your own piece of the rock? Building a new home is an exciting venture but not without risk. Protect that risk by covering your property while it is under construction. Our Under-Construction policy covers your home against a wide variety of perils including Fire, Lightning, Smoke Damage, Earthquake, Hurricane, Flood, Malicious Damage, and Much More. This policy also extends to provide public liability coverage for bodily injury and third-party property damage. Build with peace of mind.