Privacy Policy

Our priority is to meet and exceed your insurance needs. In doing so, we collect personal information from you that is necessary for us to either provide you with the product or service you have requested or to comply with statutory or contractual requirements. Therefore, we have an obligation to safeguard your personal information we may collect as part of the insurance transaction. We will only collect information by lawful and fair means with your knowledge or consent. This information will only be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.

Our privacy policy explains how we use your personal data collected when you use our website and services. We mainly use your information to:

· Determine your eligibility for an insurance product.

· Assess your insurance needs.

· Provide a quote.

· Verify the accuracy of the information we receive.

· Set up, administer and manage your policy.

· Properly underwrite and rate insurance policy.

· Provide value-added services.

· Receive payments toward your premium.

· Provide information to appraisers, independent adjusters, insurance regulators, and/or your mortgagee.

· Assess, investigate, manage, and pay claims as part of our insurance contract for any claim made by or against you or anybody insured under your policy.

· Detect and prevent fraud, money laundering and other similar offences.

· Assist any regulatory, investigatory, or any other authorized body with any legitimate inquiries or investigations.

· Manage and investigate any complaints.

Your privacy is very important to us. Therefore, we do not disclose any non-public personal information about our policyholders or claimants to any third parties except as required by law. We do not sell or market your non-public personal information. We will only retain personal information as long as necessary for the fulfillment of those purposes.

We restrict access to your personal information to those employees who need it to provide the insurance products and services you have requested. We instill in our employees with access to your information that it is to be used only in accordance with the principles set forth in this Privacy Policy and the applicable privacy laws and regulations. Employees who misuse your information are subject to disciplinary action up to and including termination of employment.

We maintain physical, and electronic safeguards and utilize industry standard security practices to protect your personal information to safeguard the information. However, the security of information transmitted through the Internet or via e-mail or other similar means, can never be guaranteed. We are not responsible for any interception or interruption of any communications by you through the Internet or for changes to or losses of data. We take all appropriate steps to keep your personal data safe. In the unlikely event we have a security breach, we will notify you immediately in accordance with our legal obligations.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. We use cookies to help identify and track visitors, their usage of our website, and their website access preferences. If you do not wish to have cookies placed on your computer, you should set your browsers to refuse cookies before using our website.

We may change or modify this Privacy Policy from time to time. If we make any changes to this Privacy Policy, we will post the effective date of the update on this Privacy Policy or may notify you by email or as otherwise required by applicable laws, rules or regulations. If you have any questions about Our Company’s privacy policy, the data we hold on you, or you would like to exercise one of your data protection rights, please do not hesitate to contact us.